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2020欧洲杯官方直播:澳门新葡京公司-官方游戏手机app下载新政出台 如何影响保险业未来

2020-02-08 20:27 来源:未知 作者:石家庄生活网1
2020欧洲杯官方直播:澳门新葡京公司-官方游戏手机app下载新政出台 如何影响保险业未来
新政出台 如何影响保险业未来

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新政出台 如何影响保险业未来

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在养老险方面,老龄化背景下,基本养老保险收支出现矛盾,单纯依靠提高养老保险缴费基数、扩大养老保险收缴面、提升养老保险收缴标准等,已经无法满足需要,此时商业养老保险是解决社会养老保险问题最有效的手段之一。在健康险方面,在科技发达的今天,人们的寿命越来越长,而随着收入的增长,居民也越来越重视生活质量和养生。除了养生,人们对于健康险的购买意愿有所提高。近年来我国健康险业务一直保持着较高的增速。2018年,在原保险保费收入的同比增速放缓了14.24个百分点的情况下,健康险业务原保险保费收入5448.13亿元,同比增长24.12%。2019年前10个月,健康保险保费收入达到6141亿元,同比增长30.7%;赔付支出1838亿元,同比增长37.28%,为参保人积累了超过1.1万亿元的长期健康险风险准备金。目前,保险业销售的商业健康保险,包括疾病保险、医疗保险、医疗意外保险、护理保险和失能收入损失保险,已达5000多种产品。去年12月30日经国务院常务会议审议通过的《关于促进社会服务领域商业保险发展的意见》中提出,力争到2025年,健康险市场规模超过2万亿元;在养老险方面,力争到2025年,为参保人积累6万亿元养老保险责任准备金。



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