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如何理财,每天能有100块钱收益?

2020-02-07 14:29 来源:未知 作者:石家庄生活网1
如何理财,每天能有100块钱收益?

SHIXIASHIYIGEQUANMINLICAIDESHEHUI,ZHEIYIDIANSHIWUYONGZHIYIDE,ZHENGSHIYINWEIHULIANWANGDEFADA,SUOYIBUSHAORENYEKAISHIYOULELICAIDEYISHI,BULUNSHINAZHONGLICAIFANGSHI,ZHIYAONENGGOUQIANSHENGQIAN,DOUSHIBUCUODEZENGZHIFANGSHI。

但是,很多人却一味的追求收益,最终而走错了方向。近日,小胖在社区看到一则理财方面的提问:手中有20万存款,该怎样理财,每天能够有100块钱的收益?乍一看上去,或许100块钱收益很简单,但事实却是,想要达到100块钱每天,真的是难上加难。

NEIME,20WANCUNKUANMEITIAN100KUAIQIANSHOUYIDEHUA,NIANLILVSHIDUOSHAONI?BENJINSHAOERZHUIQIUGAOSHOUYI,YOUSHIFOUZHENGQUENI?DUIYUNIANQINGRENLAIJIANG,RUHECAINENGSHULIYIGEZHENGQUEDELICAIGUANNI?JINTIAN,WOMENJIUYIQILAILIAOYILIAO,LICAINEIXIESHIER。

手里有20万存款,如何理财,每天能有100块钱收益?

 

YI、20WANCUNKUANMEITIAN100SHOUYI,NIANSHOUYISHIDUOSHAO?

HUOXU,MEITIAN100KUAIQIANDESHOUYIDUIHENDUORENLAISHUOBINGBUDUO,SHENZHISHIJUEDEZHEIGESHUZIHENRONGYIDADAO,DANSHI,DANGWOMENJIANGQIHUANSUANCHENGWEINIANSHOUYILVDESHIHOU,CAIHUIFAXIANZHEIMEYIDIANBENJINDEQIANTIZHIXIA,XIANGYAODADAOZHEIZHONGSHOUYILVSHIFEICHANGNANDESHIQING。

一年有365天,每天100块钱收益的话,一年便是36500元,在20万本金的基础上,必须要做到年收益率18.3%才行。那么,目前市场上有多少18%且能够稳定增值的理财产品呢?很少,甚至是少得可怜。

YINWEI,CHAOGUO8%YISHANGDELICAICHANPIN,QISHOUYIHEFENGXIANDOUSHICHENGZHENGBIDE。YEJIUSHISHUO,YOUKENENGMEITIANNENGGOUDEDAO100KUAIQIAN,DANYEYOUKENENGMEITIANSUNSHI100KUAIQIAN,ZHEI,BIANSHIGAOSHOUYICHANPINSUODAILAIDEGAOFENGXIAN。SUOYI,ZAIBENJINBUGOUDEQINGKUANGXIA,YIWEIDEXIANGYAOZHUIQIUGAOSHOUYI,SHIWANQUANBUXIANSHIDESHIQING。

手里有20万存款,如何理财,每天能有100块钱收益?

 

福彩3D助手 ER、BENJINSHAOXIANGYAOGAOSHOUYI,ZHENDEZHENGQUEMA?

LAOSHISHUO,XIAOPANGMUQIANZIJIYEMAILE20WANDEDINGQILICAICHANPIN,ANZHAONIANLILVJISUANDEHUA,MEITIANDAGAINENGGOUSHOURU20-25YUANZUOYOU。YEJIUSHISHUO,ZHEICAISHIZUIWENJIANDELICAIFANGSHI,MEITIANDOUKEYIYOUQIANJINZHANG,ERBUYONGDANXINFENGXIAN。

其实,很多人都走入了一个误区,先给自己设了一个每天要收入多少钱的目标,却忽略了自己本金的影响。也就是说,理财收益想要变高,那必须本金多才行,在本金少的时候,收益率也自然是会很少的。

BUDEYI,HENDUORENWEILENENGGOUDADAOZHEIZHONGSHOUYILV,BIANTINGERZOUXIANQUGOUMAIGAOFENGXIANDELICAICHANPIN,ERZUIZHONGDEJIEGUOQUEBINGBUHUIRUZIJIYUQIDENEIYANGFAZHAN,YOUKENENGLIANBENJINDOUSHEWANLE,ZUIZHONGLUNWEILESHICHANGDANGZHONGDEJIUCAI。

手里有20万存款,如何理财,每天能有100块钱收益?

 

SAN、NIANQINGREN,GAISHULIZENYANGDELICAIGUAN?

福彩3D助手 SHOUXIANLAIKAN,NIANQINGRENXIANGYAOLICAI,SHENZHISHIXIANGYAOTONGGUOLICAIERDADAOQIANSHENGQIANDEXIANGFA,SHIMEIYOUWENTIDE。DANSHI,XIANGYAOBAOCHIZHANGYUANQIEWENDINGDESHOURU,NEIBIRANZHINENGGOUMAIWENDINGDELICAICHANPIN,ERMUQIANSHICHANGSHANGWENDINGLICAIDESHOUYILV,ZUIGAOYEJIUSHI5%,ZAIWANGSHANG,ZESHIDUIBENJINYOUZHEHENGAODEYAOQIU。

所以,在本金不足的情况之下,先进行稳定的理财,并且与此同时想办法提升自身的收入和本金,待到本金上去了之后,才能去幻想每天收益多少钱。我们举个简单的例子,如果本金有40万的情况下,每天想要做到100块钱收益,就只需要9%左右的收益率;而本金80万的情况之下,只需要4.5%左右的收益率即可满足,这,便是本金与收益率之间的关系。

福彩3D助手 RUGUOBENJINHENSHAO,DANQUEXIANGYAOGAOSHOUYISUHUA,ZHEIBIANBUJIAOZUOLICAI,ERSHIJIAODUBO。ERZUIZHONGDEJIEJU,BIANHUISHIYONGCANTONGDEDAIJIALAIXINGRONG,BIJING,WOMENJINGCHANGTINGDAOYIJUHUA,NEIBIANSHISHICHANGYOUFENGXIAN,TOUZIXUYAOJINSHEN。

手里有20万存款,如何理财,每天能有100块钱收益?

 

LAOSHISHUO,ZAIMUQIANZHEIGESHIDAILI,20WANKUAIQIANZHENDEBUDUO,SHENZHIDUIYUHENDUOJIATINGLAISHUO,MEIYOU100WANYAGENJIUWUFAGUOSHANGXINGFUDESHENGHUO,GENGBUYONGTILICAIHESHOUYILE。SUOYI,XIANZANSHIFANGXIAZIJIMEITIANXIANGYAOYOU100KUAIQIANSHOUYIDEMUBIAO,WENDINGDEZENGJIAZISHENDESHOURUCAISHIWANGDAO。

理财的确是可以钱生钱,但它有一个最重要的前提,那便是本金。也就是说,在本金足够的情况下,哪怕是购买低收益率的产品,每天的收入也能让自己满意,但很多人却没有想通这个道理,最终舍了本金,那样便得不偿失了,不是吗?

NEIME,NINJUEDESHOUZHONGYOU20WAN,MEITIANXIANGYAODEDAO100YUANDESHOUYI,ZHEIZHONGMUBIAOGUOFENMA?NINMUQIANLICAIDENIANSHOUYILVSHIDUOSHAONI?NINJUEDEZAIBENJINBUZUDEQINGKUANGZHIXIA,YINGGAIZHUIQIUGAOSHOUYIDECHANPIN,HAISHIXIANBAOBENLICAINI?HUANYINGYIQIZAILIUYANQULIAOYILIAO!


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